"The future of credit cards is in this app." Christine
"Onboarding is a doddle!" Raman
"Super easy to use and a breeze to make payments." Bertie
"The whole digital aspect makes everything easier." Paul
Representative 18.9% APR (variable)

Hello, we're Jaja.

We’re problem solvers that believe in the power of simplicity and we’ve built a digital, mobile-first credit card. We are obsessively driven by two things:

We create beautiful products with the goal to simplify consumer finance...
... by developing technology
that unlocks customer
benefits.

Our mission is to simplify the world of credit. Forever. We believe credit has been complicated for too long. It’s why we’ve built the next generation of simple and flexible products you can use at the touch of a button.

Reimagining the customer experience

For us, focusing on the customer means developing the latest technology to create an incredible customer experience.

We love to test our new functionality with our Jaja Pioneers – our group of highly engaged customers. We carefully listen to their feedback and weave it into our products to wow you. This ethos runs through everything we do.

Who we are

We’ve started by rebuilding the credit card

It takes time to unpick 60 years of credit card legacy and rebuild it for today. We’ve done it. And we’ve placed the customer at the heart of everything.

Digital, and mobile first – designed around you on the go, as you buy and spend. Our customers don’t deserve needless complexity, so we’ve taken it away, and replaced it with features and benefits you wouldn’t expect from a credit card.

Explore Jaja Card
Representative 18.9% APR (variable)

We take lending seriously

Jaja is a responsible lender and regulated by the FCA.
We’re also a Principal Member of the VISA payment network.

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