The Next Generation Credit Card

Mobile first credit card built around you. For iOS and Android.

Exclusive perks only available to the first 5,000 customers. By subscribing to the waiting list, you agree to email updates, which you can unsubscribe from at any time. See Terms & Conditions. Already on the waiting list? Check your position here.

🥁 We're crowdfunding - invest in our next generation credit card to prepare Jaja for its official launch

Make Simple. #jajayourlife®

We started Jaja to make a brilliantly simple credit card. So simple, it will change the face of credit cards… forever! Designed for your mobile – it’s fast, easy to use, intelligent, packed full of amazing features and it’s fair!

Get ready for the next generation credit card built around you

Simple onboarding and instant issuing

A friendly chat based interface that allows you to simply scan your driving license or passport to get approved in minutes.

Real-time control

Real-time transactions, intelligent notifications, intuitive tags and SmartSearch keep you up-to-date on your card activity.

Credit sharing

Life is social and mobile. it´s your credit, share it with the people you care about.

No fees

No fees. Not even FX charges when you travel abroad, if you keep your account in good order.

Manage your account and repayments

Manage repayments and account settings within the app.

In-app security and fraud protection

Block your card or report it lost or stolen anytime from the app.

Credit Card Product Summary

Simplicity isn’t just a promise. It's the way we do everything.

We believe your money should be as fluid as your life. And the credit card as we know it is anything but. It’s a product that is traditionally overly complicated, loaded with hidden fees and cumbersome to manage. It just makes no sense to us.

Loaded with simplicity

We make everything really simple and we’re starting with a credit card that does just that. That means real-time transactions in the app, always low fees, uncomplicated terms and conditions and never any nasty surprises.

Beta

Oct '18

Public

Feb '19

Future

Jun '19

Cashback perks for first 5,000 Beta users (£10.00 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply*

Cashback perks for first 5,000 Beta users (£10.00 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply*

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User feedback contests (best ideas get developed)

User feedback contests (best ideas get developed)

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No fees (if you keep your account in good order)

No fees (if you keep your account in good order)

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No foreign exchange charges

No foreign exchange charges

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Digital + Physical card

Digital + Physical card

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Credit Limit £250 to £20,000 (subject to status)

Credit Limit £250 to £20,000 (subject to status)

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APR Variable 18.9%

APR Variable 18.9%

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In-app approval in seconds and issuance of your digital credit card ready for use in minutes

In-app approval in seconds and issuance of your digital credit card ready for use in minutes

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24/7 servicing via Jaja app

24/7 servicing via Jaja app

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Flexible repayment options

Flexible repayment options

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Smart timeline with search, tags and prompts

Smart timeline with search, tags and prompts

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Realtime notifications and control

Realtime notifications and control

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In-app security and fraud control

In-app security and fraud control

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Instant digital card replacement for lost and stolen

Instant digital card replacement for lost and stolen

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Share your credit limit with family and friends

Share your credit limit with family and friends

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ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money

ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money

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Apple and Android Pay

Apple and Android Pay

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Stay tuned for more features in the making. Do you have innovative suggestions?

Stay tuned for more features in the making. Do you have innovative suggestions?

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🏃‍♀️🏃‍♂️

Join our waiting list now and we'll give you £10 cashback, subject to successful onboarding. Plus we'll move you up the queue and give you £10 extra cashback for sharing with a trusted friend or family member, when they join the waiting list. Hit 'get early access' for details and terms.

Get early access

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Free spend towards app downloads and your favourite tech

When you sign up for early access, we'll give you £10 cashback, subject to successful onboarding. Plus we'll move you up the queue and give you £10 extra cashback for sharing with a trusted friend or family member, when they join the waiting list. Hit 'get early access' for details and terms.
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