The Next Generation Credit Card

Mobile first credit card built around you. For iOS and Android.

Exclusive perks only available to the first 5,000 customers. By subscribing to the waiting list, you agree to email updates, which you can unsubscribe from at any time. See Terms & Conditions. Already on the waiting list? Check your position here.

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Make Simple. #jajayourlife®

We started Jaja to make a brilliantly simple credit card. So simple, it will change the face of credit cards… forever! Designed for your mobile – it’s fast, easy to use, intelligent, packed full of amazing features and it’s fair!

Get ready for the next generation credit card built around you

Simple onboarding and instant issuing

A friendly chat based interface that allows you to simply scan your driving license or passport to get approved in minutes.

Real-time control

Real-time transactions, intelligent notifications, intuitive tags and SmartSearch keep you up-to-date on your card activity.

Credit sharing

Life is social and mobile. It´s your credit, share it with the people you care about.

No fees

No fees. Not even FX charges when you travel abroad, if you keep your account in good order.

Manage your account and repayments

Manage repayments and account settings within the app.

In-app security and fraud protection

Block your card or report it lost or stolen anytime from the app.

Credit Card Product Summary

Simplicity isn’t just a promise. It's the way we do everything.

We believe your money should be as fluid as your life. And the credit card as we know it is anything but. It’s a product that is traditionally overly complicated, loaded with hidden fees and cumbersome to manage. It just makes no sense to us.

Onboarding

As easy as setting up your Facebook account

Real-time control

Stay in control with real-time transactions and intuitive notifications

How it looks!

Of course, you get a physical card too!

Loaded with simplicity

We make everything really simple and we’re starting with a credit card that does just that. That means real-time transactions in the app, always low fees, uncomplicated terms and conditions and never any nasty surprises.

	Beta From Jan '19	Public From Mar '19	Future
Cashback perks for first 5,000 Beta users (£10 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply*
Cashback perks for first 5,000 Beta users (£10 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply*	true	false	false
User feedback contests (best ideas get developed)
User feedback contests (best ideas get developed)	true	false	false
No fees (if you keep your account in good order)
No fees (if you keep your account in good order)	true	true	true
No foreign exchange charges
No foreign exchange charges	true	true	true
Digital + Physical card
Digital + Physical card	true	true	true
Credit Limit £250 to £20,000 (subject to status)
Credit Limit £250 to £20,000 (subject to status)	true	true	true
APR Variable 18.9%
APR Variable 18.9%	true	true	true
In-app approval in seconds and issuance of your digital credit card ready for use in minutes
In-app approval in seconds and issuance of your digital credit card ready for use in minutes	true	true	true
24/7 servicing via Jaja app
24/7 servicing via Jaja app	true	true	true
Flexible repayment options
Flexible repayment options	true	true	true
Smart timeline with search, tags and prompts
Smart timeline with search, tags and prompts	true	true	true
Realtime notifications and control
Realtime notifications and control	true	true	true
In-app security and fraud control
In-app security and fraud control	true	true	true
Instant digital card replacement for lost and stolen
Instant digital card replacement for lost and stolen	true	true	true
Share your credit limit with family and friends
Share your credit limit with family and friends	false	true	true
ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money
ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money	false	true	true
Apple and Android Pay
Apple and Android Pay	false	true	true
New international markets
New international markets	false	false	true

🏃‍♀️🏃‍♂️

Join our waiting list now and we'll give you £10 cashback, subject to successful onboarding. Plus we'll move you up the queue and give you £10 extra cashback for sharing with a trusted friend or family member, when they join the waiting list. Hit 'get early access' for details and terms.

Get early access

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Free spend towards app downloads and your favourite tech

When you sign up for early access, we'll give you £10 cashback, subject to successful onboarding. Plus we'll move you up the queue and give you £10 extra cashback for sharing with a trusted friend or family member, when they join the waiting list. Hit 'get early access' for details and terms.

Get early access