Make Simple. #jajayourlife®
We started Jaja to make a brilliantly simple credit card. So simple, it will change the face of credit cards… forever! Designed for your mobile – it’s fast, easy to use, intelligent, packed full of amazing features and it’s fair!
Get ready for the next generation credit card built around you
Simple onboarding and instant issuing
A friendly chat based interface that allows you to simply scan your driving license or passport to get approved in minutes.
Real-time control
Real-time transactions, intelligent notifications, intuitive tags and SmartSearch keep you up-to-date on your card activity.
Credit sharing
Life is social and mobile. It´s your credit, share it with the people you care about.
No fees
No fees. Not even FX charges when you travel abroad, if you keep your account in good order.
Manage your account and repayments
Manage repayments and account settings within the app.
In-app security and fraud protection
Block your card or report it lost or stolen anytime from the app.
Simplicity isn’t just a promise. It's the way we do everything.
We believe your money should be as fluid as your life. And the credit card as we know it is anything but. It’s a product that is traditionally overly complicated, loaded with hidden fees and cumbersome to manage. It just makes no sense to us.
Loaded with simplicity
We make everything really simple and we’re starting with a credit card that does just that. That means real-time transactions in the app, always low fees, uncomplicated terms and conditions and never any nasty surprises.
Beta |
Public |
Future |
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Cashback perks for first 5,000 Beta users (£10 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply* |
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Cashback perks for first 5,000 Beta users (£10 cashback on your favourite apps (and earn £10 extra cashback by signing up a trusted family member or friend). Terms apply* |
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User feedback contests (best ideas get developed) |
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User feedback contests (best ideas get developed) |
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No fees (if you keep your account in good order) |
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No fees (if you keep your account in good order) |
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No foreign exchange charges |
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No foreign exchange charges |
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Digital + Physical card |
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Digital + Physical card |
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Credit Limit £250 to £20,000 (subject to status) |
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Credit Limit £250 to £20,000 (subject to status) |
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APR Variable 18.9% |
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APR Variable 18.9% |
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In-app approval in minutes and issuance of your digital credit card ready for use in minutes |
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In-app approval in minutes and issuance of your digital credit card ready for use in minutes |
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24/7 servicing via Jaja app |
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24/7 servicing via Jaja app |
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Flexible repayment options |
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Flexible repayment options |
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Smart timeline with search, tags and prompts |
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Smart timeline with search, tags and prompts |
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Realtime notifications and control |
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Realtime notifications and control |
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In-app security and fraud control |
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In-app security and fraud control |
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Instant digital card replacement for lost and stolen |
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Instant digital card replacement for lost and stolen |
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Share your credit limit with family and friends |
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Share your credit limit with family and friends |
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ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money |
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ReFlex – Option to convert your credit balance to an instalment loan, when it saves you money |
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Apple and Google Pay |
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Apple and Google Pay |
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New international markets |
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New international markets |
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