Exchange rate calculator

How do you find out how much it will cost to use your credit card abroad?

When you use your card overseas, your transactions will be converted into sterling. It may be helpful for you to know the exchange rate of your transactions and the conversion ‘markup’ charge applied by Visa or Mastercard before you use your card.

To do this, you can visit Visa or Mastercard, where you will find a calculator to use to compare currency conversion charges for card transactions in Euros and other European* currencies.

Instructions if you hold a Mastercard credit card

Your payment will be converted into sterling by the Mastercard exchange rate You can visit the Mastercard website here, where you will find a calculator to use to compare currency conversion charges for card transactions in Euros and other European* currencies.

1. From: Select the currency you will be using for the transaction
2. Amount: Enter the amount you are planning to spend in the currency you will be using for the transaction
3. To: Select Great British Pound (GBP) from the dropdown menu
4. Bank fee: Enter your non-sterling purchase fee
5. Date of transaction: Select the date on which you will be making the transaction

Once you have used your card, you can confirm the cost by viewing your transactions in your app or online servicing.

*European Economic Area (‘EEA’). Some ATM operators may apply additional fees for withdrawals; these are out of our control