Credit in minutes. No fuss pricing. 24/7 support in the app.
Bundles of security. And much more.
Representative 18.9% APR (variable)

The next generation credit card

The Jaja card is packed with features that make credit simple. From instant credit lines to fair and transparent pricing, everything is carefully designed to give credit card customers easier access, more control and greater flexibility.

We care about treating our customers fairly and being a responsible lender. Instead of leading on 0% balance transfer offers, we’re investing more in our customer experience, product and services – and in machine learning, giving us the ability to help people better manage their repayments and spending.

No fuss pricing

Our philosophy is applied to the pricing of our invitation only credit card. We’ve removed most of the fees that other credit card providers charge, like usage fees and foreign exchange fees. Everything we do charge is fair and transparent.

Cash withdrawal fee
Foreign exchange fee
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Representative example
Representative APR 18.9% APR variable
Annual fee £0
Credit Limit Assumed credit limit of £1,200
Purchase Rate 18.9% variable for purchases

Jaja is exclusively available for invite only*. Credit subject to status. You must be 18 or over and a UK resident. Credit limit and interest rates will be based on your individual circumstances.

Simple onboarding

A friendly, chat-based interface which allows you to simply scan your driving license or passport to get a decision in minutes.

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Near instant credit

You don’t have to wait for your card to come in the post, it’s on your phone immediately.

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Real-time control

Control your card with full visibility of every transaction.

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Flexible repayments

Take control of your repayments and manage your account in the app.

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In-app security and fraud protection

Freeze and unfreeze your Jaja card and report it lost or stolen anytime.

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Interactive transaction history

Intelligent notifications, customised tagging and smart search help you better manage your spend.

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Customer stories

Our exclusive group of early adopters, affectionately known as Jaja Pioneers, tell us what they love and what they need. We build from there.

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Our credit card is pretty special. Just like the best clubs, it’s invite only. Change the way you access spend and manage your money. To experience the next generation credit card, request your invitation today. View summary box.

Request to join by 27/09/2019 and earn £10 cashback if you are approved and spend £10 by 30/11/2019*

Representative 18.9% APR (variable)